Member services
Savings and loans for registered members
Savings accounts and loan options designed for members of the co-operative, with clear terms, eligibility checks, and transparent repayment timelines.
Options
Savings and loan options
Daily savings
Regular savings for everyday accumulation, with account categories set out for each member's needs.
Project reserves
Savings structured to build reserves for planned projects, household milestones, or business needs.
Productive loans
Loans for enterprise expansion, education funding, and personal milestones, with collateral criteria and tenures confirmed at application.
Process
How account opening and credit review work
Each step is set out so you know what to prepare and what to expect before a decision is made.
01 Eligibility
Confirm you meet membership criteria and bring the required identity documents.
02 Account opening
Choose a savings category and complete the opening form at the branch desk.
03 Credit review
Submit loan details and collateral information for underwriting and a clear repayment schedule.
04 Decision and terms
Review fees and repayment timelines in full before you agree to any terms.
Ready to apply for services?
Visit the branch desk for an immediate consultation on account opening and loan applications.